The digital bank anchored by Babs Ogundeyi and musty Mustapha in the advent of 2018 has been an effective upheaval to the digital age as complementary services have been re-tailored to remotely meet the demands of consumers far off reach.
The presence of Kuda bank; a multimillion project embracing the rights of its paperless services, has availed means for bank transactions spanning all over Nigeria. To place the icing on the cake, its claims of being one of the first-ever mobile bank with zero affiliation to any physical edifice in Nigeria has placed it within reach of completely operating on a licensed base; now this claim eases the rigorous process of creating an account and overly simplifies it with easy steps that can be carried out from the comfort of your home—yes it is official and allowed.
Alternatives to Kuda Banking Services in Nigeria
But just like Kuda, other mobile Banks have begun surfacing and equally rendering services in similitude, below are 3 alternatives to kuda banking services
1. ALAT by Wema
The first digital bank in Africa, possibly, Nigeria has a laudable virtue ingrained in history for being a reliable, simple, and customer-friendly bank, perhaps, the reason why the onset of its launch had recorded a marginal rise in patronage.
Following the year 2017 when ALAT became recognized as a bank it had accustomed 250,000 people to its services, bagged a couple of awards; “best mobile banking app” and “best digital bank” and influenced the digital age in Nigeria with its seamless banking system.
Creating an ALAT account can be achieved at your convenience, just like Kuda, its user interface permits the algorithm to enable optimal functionality for account formations; this would easily help you bypass the process of going to a bank edifice.
Unlike other banks that funnel part of your money to their services via charges, ALAT is a system that operates on a charge-free base. Its payment channel allows you to own a debit card that like other banks would function even for POS services.
With a notification system that monitors your access to the banking app(while giving you feedback) the ALAT also stands toe to toe with Kuda as primary services aside from transactions can be accomplished with it; you can easily request a loan with down payments, sort through bills, indulge in investments, etc. the list is endless.
2. Rubies
This bank vests unparalleled autonomy to the user in the sense that users can go as far as customizing their bank account; a service that don’t force you to conform to the extreme part of learning and relearning account numbers.
Unlike the other mundane bank, this one operates with the use of Bluetooth for money transfer; a proximity feature that brings ease to bank transactions.
It also trails in similar part with ALAT as the delivery of service cards e.g. debit cards are made to your doorstep.
3. Minty Online Bank
Like the above-mentioned mobile banks, minty money commits to charge-free services and easy-to-operate banking apps. They eliminate 90 percent of stress factors encompassing banking transactions while providing you means to save your money.
Minty online bank is equipped with a clogged-free customer service line that responds to calls.
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